Vehicle Finance Center in San Diego Area | Ball Honda Finance
Welcome to Our Financing Department
Looking to buy a car in San Diego? Our Finance department will give you the best financing possible for your new vehicle!
Not all dealers are created equal, and the financing options at Ball Auto are what set us apart from the competition. Immediately after picking out your vehicle, our sales department will go over your price and payment options while our financing team will get to work on your financing. Ball Auto is a Platinum Dealer with Wells Fargo, which means that we are ranked in the top 1% out of the 25,000 dealers in their network. Ball Auto is the only Platinum Dealer in San Diego, because of this we have exclusive access to low interest rates. Difficulty getting financed? Bad credit? Fortunately, at Ball Auto we have our own financing and leasing companies to give our customers even further options for financing. We are happy to work with customers with low credit scores and have a variety of different options to put our customers in their dream car.
Our goal is to put you in the car you've been dreaming of, no questions asked. Ball Auto is proud to serve the following areas: San Diego, National City, Chula Vista, Fuller and coronado. If you live in these surrounding areas, we're worth the drive.
Ball Honda – Financing FAQs
What financing options are available at Ball Honda?
Ball Honda offers a variety of financing options including traditional auto loans and lease programs. We work with a network of trusted lenders to help you find a solution that fits your budget and lifestyle.
Can I get approved with less-than-perfect credit?
Yes. Our finance team works with customers across a wide range of credit situations. Whether you have excellent credit, are rebuilding, or are buying for the first time, we’ll help explore options that work for you.
What’s the difference between leasing and financing?
Financing means you’re working toward full ownership of your vehicle, while leasing allows you to drive a new vehicle for a set period with typically lower monthly payments. At the end of a lease, you can return, buy, or upgrade your vehicle.
Can I apply for financing online?
Absolutely. You can complete a secure online finance application from home, saving time when you visit the dealership. Our team will review your application and reach out with next steps.
How does trading in my vehicle affect financing?
Your trade-in value can be applied toward your down payment, which may help lower your monthly payments. You can get an estimate online or visit us for a full appraisal.
What documents do I need to finance a vehicle?
Typically, you’ll need a valid driver’s license, proof of income, proof of residence, and insurance information. If you’re trading in a vehicle, bring your registration and payoff details if applicable.
Can I refinance my current auto loan?
In some cases, yes. Refinancing may help lower your interest rate or monthly payment depending on your current loan and credit situation. Our finance team can review your options.
Are there any current finance specials or incentives?
Yes. Ball Honda regularly offers finance specials, including low APR offers and lease deals on select models. Contact us or check our specials page for the latest offers.
Have Financing Questions?
Our finance team at Ball Honda is here to help you every step of the way, from exploring loan options to finalizing your purchase or lease.
We’ll work with you to find a solution that fits your budget and makes the process simple and straightforward.
Reach out today to get started or to speak directly with a finance specialist.